The economic parliamentary calls for the implementation of the project to settle salaries and restricted to state banks


The parliamentary economy called for the need to implement the project to settle the salaries electronically through the use of smart card, as soon as possible, and confirmed that the proportion of what the salaries of employees and retirees from the Treasury is close to "50 billion dollars annually, which requires a mechanism of exchange and procedures developed and simplified from Before the state, stresses at the same time that this procedure should not be subject to manipulation of their name by the beneficiaries and opportunists during the import of ATMs or trying to give certain licenses to private offices in the process of disbursement of funds, as happened in the process of payment of retirees according to card "Kart."

The Council of Ministers of Iraq decided on 23-8-2017 that the Ministry of Planning and Development Cooperation will coordinate with the Ministry of Finance and the Central Bank of Iraq to issue a unified job number for employees in the government departments for approval mainly in government databases. Of the banks approved by the Central Bank in the process of settling salaries to open a bank account in preparation for receipt of salary through the account electronically under a bank card.

A member of the parliamentary economic committee, Salam al-Maliki, in an interview with "(to extent), the need to apply the measure as soon as possible as it is good and important to work at the present time, adding to the need for the state to settle the salaries of employees electronically in Iraq, This is a gain, especially since Iraq has employees in numbers exceeding four million and 600 employees, which is different from all neighboring countries and the region. , As they are If we add employees, retirees and the size of what they take from the state treasury is found close to the "$ 50 billion, so the disbursement and distribution of these huge amounts needed to exchange advanced and simplified procedures by the state mechanism.

"This action requires the government, the Ministry of Finance and the Central Bank to provide the mechanism and easy ways to make such a significant measure, both in how to provide ATMs and treat the citizen employee with them, especially as this measure will reduce a lot of momentum and pressure on banks in the delivery process As well as the issue of bribes, stressing the need not to be subject to manipulation of some of the beneficiaries and opportunists, especially with regard to the process of importing ATMs or trying to give certain licenses to people without others to oversee the process of disbursement of funds, today we see that the process of exchangeThe salaries of retirees were given to some private and last offices in turn are paid to the pensioner for a certain percentage after receiving the amounts from banks, which is also primitive and does not keep pace with the development in banking transactions.

And thus: We want the state to adopt the mechanism of distributing salaries of employees through banks in accordance with the card "Visa Card", especially as the proportion deducted from banks better than those obtained by private offices, here benefit the state because they occupy the government sector, This percentage can be used to pay incentives and benefits to employees or to import ATMs and increase their numbers in the future, so that there is no momentum from the staff on those devices. Al-Maliki: This development is important to us, we can not remain an old situation in the Iraqi banks Since the 1950s or 1930s We are still working today, in the time of the world around us changes because we see all the countries of the world dealing with these mechanisms easy and modern, not to mention that it is a sophisticated way to ease a lot of effort and momentum and provide security for this money instead of being transferred from banks to the departments of the state and can be exposed The theft, as it happened many times, remains in the bank's condition and is disbursed in a modern safe way for the employee

It is expected that the end of this year will complete the project of automation of salaries or what is known as electronic settlement through the use of smart card, as all of Iraq's 4.5 million employees, representing 10 percent of the population of smart cardholders, and receive salaries from banks through this card The spokesman of the Ministry of Planning Abdul-Zahra al-Hindawi stresses in press statements, the importance of the existence of mechanisms and procedures that will reassure employees about this new experience, which are not accustomed to them yet, noting that the presence of ATM in the public markets and commercial centers "The project aims to encourage employees to save, especially in the light of the widespread culture of hoarding funds and the lack of trust between citizens and banks, especially private banks. He notes that" Banks have to work on the principle of competition between them through the services and benefits offered to customers and compete in the annual interest rate on deposited funds, which drives the citizen to go to the bank that gives higher interest rate than others, as well as other services that banks can provide to attract depositors Of the smart card holders, such as the granting of loans and banking facilities, pointing out: "This experience will face challenges, as we find fear in the employees of the failure of banks to meet their obligations to depositors," noting that "the banks selected for this task is guaranteed by the Governmental organizations.

The task of selecting this measure was entrusted to the CBI as the sectoral body supervising the banking sector. He announced that he had chosen 16 banks, some of which were government and some of them private banks, to undertake this task. The selection process was conducted according to world-class standards. Of these banks may face problems or falter in meeting their obligations to the extent that he expressed his willingness to pay dues instead of the bank stalled.

The experts believe that the localization of salaries of state employees electronically a step bear important implications, which will be reflected positively on the performance of banks in terms of securing liquidity and restore confidence between the citizen and the sector, which witnessed during recent years reflected the decline results on the reality of the Iraqi economy, stressing the ability of banks to implement programs to expand the base of services provided to citizens In a form that strengthens the investment base of the sector to reflect its results on the financial sector in general.

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