Financial advisor Ebadi: We wish for the banking sector to follow the example of Iraq to grant construction loans

07/17/2017 Range / Zahraa Al-Jassem
Financial Advisor description of the Prime Minister by the Rafidain Bank to grant loans to citizens for the purpose of building step courage towards development, as will drive multiple economic joints as a market work and housing sector, and will transform part of Altdharbah activities into active trade, in turn , economic confirmed parliamentary, to begin overtaking on the territory of the State Law which will solve a major problem in Iraq , he arrived in the State Consultative Council, where the government will by which to allocate pieces of land to the poor area of the "100 meters" free, and 150 meters at a nominal price, noting that the loans launched by the state through the banking apparatus will contribute to a large extent Bh For the housing crisis.
The Rafidain Bank announced earlier in the granting of loans and advances to citizens to buy cars and residential units in addition to the establishment of small - scale projects to help them in their lives, while the situation last Saturday, a condition for the granting of a construction loan of 50 million dinars, indicating that it will pay monthly installments in equal manner reducing installment with interest .
Financial advisor Ebadi says the appearance of Mohammed Saleh in an interview (range), banks Rafidain and Rasheed Asthoman on 83% of the banking system in Iraq are two banks senior, and investment policies are geared towards development, especially since there is a directive from the state in this matter, the fact that Iraq It suffers from a housing crisis, and the granting of loans for the purpose of housing will contribute to the resolution, adding: on the other hand, the real Estate Bank and the Bank of housing has Astnfma all allocated by the central bank for two of the amount of the trillion and a half trillion for this purpose, and the good results in Iraq, where reconstruction movement was born large at the level of the construction sector and housing, SPS Bh concrete sectors as its work force.
Points in favor, that such an important development initiative by the Rafidain Bank, certainly is transformed part of Altdharbah activities to trade and development activities, being set in motion the labor market and moved resources market, as resolved at the same time, the housing crisis for the people, which has contributed to moving the joints multiple of the economy, so it must be given to the banking activity each priority for the housing sector and construction, as is important for a large segment of citizens, and serve the Iraqi economy total, so it is an important and courage of Rafidain Bank towards the development initiative, and we hope sector the entire banking to follow suit.
Member of the Committee of Economy Parliamentary Noor concubines, emphasizes in an interview (range), that placed loans launched by the government to citizens within the various departments and part of them launched by Rafidain Bank loan the "75" million to build a residential house, and the initiative of the Central Bank, which has allocated a part of the Real Estate Bank, All of these were paid for the majority of citizens, including the provinces with the exception of the sons of the provinces unstable security, which was occupied by Daesh, you are also solved part of the housing crisis.
And it goes on to say: But we have today is important is the presence of two tranches should pay attention to them more, two Hrihta squatters and the poor who do not have a job or pay for these loans, but in all cases these loans by simple interest would be a solution at least in part to the housing crisis suffered by Iraqis, indicating : that with all of these loans, Iraq needs to be there residential investment projects for the poor, because what is happening now from the construction of residential complexes in Baghdad and the provinces are not for the poor, it is a modern and sophisticated good areas of building projects, and do not benefit or belong to a slice of the poor and low - income limited, while Glossy suffering from the housing crisis are poor.
Reveal slaves, in the project committee overtaking on the territory of the State Law and is a member, that this law has reached the State Consultative Council, will see the light in the coming period, as it will solve a very big problem for bypassing the illusion , of course , most of them poor, where the state will by which to allocate pieces of land an area of 100 free meters, and will be allocated pieces with an area of 150 meters at a nominal price, and will provide infrastructure services in the areas that will be held this that role, which is on the outskirts of the cities, saying: that it is important in this matter is that "Alhaal Sat" organization in this law , in cooperation with an organization that has worked in Lebanon and Egypt to build mg S residential economic, will establish residential compounds in the form of apartments do not exceed five floors and contain investment projects as markets and shops, allocate the profit of those shops, projects and markets then to build other complexes housing, thus is a good cooperation and will relieve us a lot of the housing crisis
According to specialists, the housing crisis in Iraq is among the most important problems affecting Iraqi society over the past decades, in spite of the large number of statements that we heard from officials to find quick solutions to eliminate them, while not getting any change yet.
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