11% of Iraqis have bank accounts and 300 ATMs across the country
08/12/2016
(00:01 pm)
o Baghdad / peace Zidane
The CBI began its first steps toward making a transition to electronic financial transactions , as is happening in the world after Nizami National divider activation and exchange of credit information , while financial experts have confirmed that the loss of confidence in banks deployed in the country would be deterred towards the implementation of the electronic financial transactions .

Reports indicate that the Iraqi citizens lose confidence in the banking sector , where the proportion of Iraqis who have bank accounts 11% , while the number of funds chunky in homes of 37 trillion dinars.
The central bank launched the action "national chunked" private exchange remittances through the introduction of credit cards, and as he pointed to a run of five banks and companies to collect POS first system stage , he emphasized that the system will connect the banks communications network and a single and easy to a lot of banking matters
He said in a press statement, that the launch of the system in the rest exported banks for payment cards will be before the end of this year , " he said , adding that the system will connect the banks communications network one , as they would be a lot of banking matters and will eliminate routine followed in reviewing the banks will complete the transaction as soon as possible possible, through electronic payment instruments represented the credit cards of all kinds .
And works in Iraq , 45 private banks are using modern electronic system and under the leadership of the Association of private banks led by Assyria and Handal depositary bank manager . The executive director of the Association of private banks, Ali Tariq "long", The banking system in the country began to evolve through modern technology used and the most recent exchange of credit information system launched by the central bank and its goal to know the customer who wishes to obtain a loan history , " referring to "There is no cooperation between the banks among themselves to see customers who have problems in repayment of loans?".
He added that " the exchange of credit information system that includes the names of borrowers of all banks across the country, including the Kurdistan region , " explaining that the exchange of credit information system will make the banks take the right decision on giving the customer the loan or not ."
Tariq He noted that the second system known as the National divider launched days the central bank before the target system to link ATM civil and governmental banks devices Anyone who has a bank account in banks associated with this system to withdraw money from any ATM machine is widespread in the country , noting that "banks located in the Kurdistan region operate this system .
He stressed that the first meal of the five banks associated with the National divider system is the Iraqi Bank of Commerce and Bank of Baghdad and the Bank Ahli Bank of the Middle East and Assyria , and will in the coming days , the International Development Bank and the Bank of return , " pointing out that " the number of ATMs deployed in Iraq , $ 300 device . " . He pointed out that the banking sector is well advanced and we wish that you own to pay the salaries of private sector companies as well as banks and government departments
The number of bank branches in the country 's 900 branch, and reports indicate that every bank branch serving 30,000 citizens, while all ATMs serve 120,000 citizens , but in Jordan each bank branch serving 8.5 thousand people all ATMs serve 5846 residents .
On the other hand, said financial expert Abdul Rahman al - Mashhadani , "long", said that a systematic national divider activation and exchange of credit information is an important step towards the development of the banking sector , " noting that these systems are used between the countries since the work began with the ATM
He stressed the financial expert on the need to develop the banking sector by using modern technology and offer more services that make the citizen 's trust in the banking sector and the deposit money in scattered in the country 's banks , pointing out that many of the banks that were big names collapsed too quickly and this makes the citizen does not trust banks
He called al - Mashhadani , the private banks to the need to increase the number of bank branches and ATMs and solving all the problems related with the ATM*
In the meantime, the economist said a just peace "long", said that the use of an important step toward activating the banking sector , modern technology, but requires a major effort , especially that there are lagging behind banks, adding that ATMs where many of the problems have been exposed to theft sometimes on the banks find serious solutions to this issue .
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