Here's an excellent text I got on Sept 24th....

From: DD,

A friend in XXXX, TX called and said he spoke with his pal (an Asst Mgr) at 1st XXX Bank and she said that they had a rate locked in. She would not give out the rate but said it was extremely good. She was expecting it to be released any minute.

Sept 24, 5:51 pm

Though I really want to try to keep things "on balance" - I don't mind sharing much of what I hear. While I am most confident of the person who texted this to me (very honest - credible). It is still a rumor (of sorts)...and if I didn't have so much respect for DD I would have put this in the rumor section.